Services

Market Value Appraisal

This is the most common type of appraisal.

Market value appraisals include:
  • single family residences
  • investment properties
  • duplexes
  • multi-family residences
  • condos
  • townhomes
  • vacation homes
  • land/acreage

Market value is determined by comparing sales of other similar properties in your market area at the time of inspection. To ensure our customers' understanding and comfort, we always include a detailed consultation with every appraisal. Fees for this type of appraisal vary based on the type and complexity of the property.

Pre-List Appraisal

This type of appraisal is for realtors, their clients, and home owners who are preparing to sell their home. We develop an appraisal that determines the market value of a property as well as strategies and analysis for developing a "list price." This type of appraisal can be used in negotiations during a sale. To ensure our customers' understanding and comfort, we always include a detailed consultation with every appraisal. Fees for this type of appraisal vary based on the type and complexity of the property.

Land Appraisal

This type of appraisal determines market value for residential lots, farm and ranch, and/or acreage tracts. Market value is determined by comparing sales of other similar properties in your market area at the time of inspection. To ensure our customers' understanding and comfort, we always include a detailed consultation with every appraisal. Fees for this type of appraisal vary based on the type and complexity of the property.

Measure Only

This is an appraiser-developed sketch of your property with square footage calculations. Our office follows ANSI guidelines for our measurements, which is the national standard. All measurements are completed using appraisal software and are delivered electronically for accuracy and convenience. Fees for this type of service range from about $150 to $400 and vary based on the complexity of the property.

Divorce Appraisal

When divorce happens, Bowden appraisal is here to help. We offer appraisals and consultations specific to your situation and needs, so that you may make the most informed decisions.

In addition, we offer an array of legal services, including:
  • divorce litigation
  • expert witness testimony
  • review of other appraiser's work

Estate Appraisal

This type of appraisal is for those who may inherit or sell and divide the value of a property when a loved one dies. In most cases, a probate case requires an appraisal in order to determine the cash value of the property. This is different from a typical Market Value appraisal because we must determine value from the date of death, as opposed to the date of inspection. This is called a "retrospective appraisal report."

Tax Protest

As a taxpayer, you have the right to protest the appraisal district value and/or assessments of your property to the Appraisal Review Board. To the typical homeowner, local taxing authority valuations are complex and confusing. Bowden Appraisal has extensive experience in handling the complex needs of a tax protest appraisal with specific detail to your local taxing authority valuation method.

PMI Removal

Private Mortgage Insurance is a risk-management product that protects lenders against loss if a borrower defaults. Many lenders require PMI for loans with loan-to-value percentages in excess of 80%. Private mortgage insurance is expensive and can be removed with an appraisal of your property producing an outcome of 20% equity or greater. PMI removal appraisals are commonly ordered by the home owner directly.

Consulting and Review

Bowden Appraisal is here to provide expert advice for any number of your residential appraisal needs, including but not limited to:

  • investment properties
  • home renovations
  • market trends
  • buyer appeal
  • neighborhood statistics
  • new construction strategy
  • general marketing advice
We also provide detailed appraisal review for help regarding previous appraisals and in lender reconsideration of value requests. Call today to talk with an appraiser for more information.

Specialty/Other

Have an appraisal need not mentioned in the services menu? Don't worry! We have only scratched the surface of available appraisal services Bowden Appraisal offers. You can be sure that your residential property, no matter how complex, will be in the right hands using Bowden Appraisal and our 20+ years of experience.